살다보면경제적위기가현실이될수있습니다그럴때법률적절차를활용해보고현명합니다개인회생은신용불량자가아니더라도신청할수있고많은사람들이혼자서진행할때채권자이의에부딪히거나확실한절차를진행하려면개인회생만다루는전문가의상담이최소조건입니�